Top 10 Financial Companies in Nigeria

Here are some of the top 10 financial companies in Nigeria which we must pay attention to know. Nigeria is a reservoir with countless financial companies–some of which are best and known across the globe for their quality and outstanding functions in the society.

Finance companies in Nigeria are specialized financial institutions licensed by the CBN to provide financial services to individual consumers, and industrial, commercial or agricultural enterprises.

These services include providing consumer loans, car finance, funds management, asset finance, project finance, local and international trade finance, debt factoring, debt securitization, debt administration, financial consultancy, loan syndication, warehouse receipt finance, covered bonds and issuing vouchers, coupons, cards and token stamps.

Finance companies borrow money from sources such as the CBN and commercial banks at a low-interest rate and lend it at a higher interest rate. This is the reason the interest rates charged by finance companies are higher than the interest rates charged by banks. Companies and individuals turn to finance companies when they don’t qualify for bank loans.

The functions of finance companies are to offer both unsecured and secured loans to individuals and companies.

Top 10 Financial Companies in Nigeria

In a bid to know more about these undeniable finance companies in Nigeria, we shall have to pick and analyze long list of the top 10 financial companies in Nigeria:


AAA Finance & Investment Ltd. is recognized as a long-term player in the field of Capital Market in Bangladesh. As a pioneer Merchant Bank it has a strong commitment to its corporate, institutional and individual valued clients. AAA has proven track records in its history, especially through its strong compliance regime and client – centric values.

It looks forward to keep its contribution amid the favorable growth of the country and plan to add further depth to existing network. AAA is committed to continue building its strength and to become a substantial force in the capital market for industrial growth in the country.


Bancorp Finance Limited, a subsidiary of Capital Bancorp Plc, is a “Trading License Holder” of the Nigerian Exchange Limited and also licensed by Securities and Exchange Commission as a Broker/Dealer. They are Participating Institution of NASD, licensed to trade on unquoted shares.

BSL is also a participating institution of the NASD OTC Securities Exchange. BSL’s major business activities are in the areas of Stockbroking, Investment Management, and Proprietary Investments. They consistently help our clients weather storms produced by harsh economic cycles, imbalanced and unfavorable economic environments.


ADDOSSER Microfinance Bank Limited was incorporated on the 27th of May, 2008. It plays an important role in widening the finance options available to MSMEs by providing finance for their businesses through value added products and services and over the last 14 years, the bank has disbursed repeat loans in excess of N65 billion.

Addosser Microfinance Bank Limited is one of the leading Microfinance banks in Nigeria. Through our team of more than 300 employees, Addosser offers a broad range of products and services, to serve its over 137,000 customers through our three business groups: Retail and Microenterprise Banking, SME Banking, and Specialized products & Investments.


Arkers Finance Company Limited is Financial Company duly registered with the Central Bank of Nigeria. They have a diversified lending portfolio across retail, SME’s and commercial customers with a significant presence in urban and rural communities with the FCT.

This one of the top financial companies in Nigeria also accept public and corporate deposits and offers a variety of financial services products to its customers.

Read Also: Top 10 Construction Companies in Nigeria


AiQ Capital Management Limited is a privately-held, full-range financial services firm. We provide tailored, end-to-end solutions to our clients through our AiQ Capital Management Limited is a privately-held, full-range financial services firm. They provide tailored, end-to-end solutions to our clients through our strong Financial and Management Consulting/Advisory, Asset & Investment Management and Research Capabilities.

AiQ Capital is a pioneer in providing business solutions offering a range of products and services to clients- including SMEs and mid corporate companies and helping them become profitable with improved business services.

AIQ Capital Management Ltd is a company that operates in the Financial Services industry. It employs 6-10 people and has $5M-$10M of revenue.


Berkshire have a heritage in corporate analysis and funding, which they have utilized since the turn of the century to assist clients in receiving the right type of finance for their assets, business and projects.

This great financial company also have a portfolio of niche financiers behind them, including merchant banks, challenger banks, European banks and private financing companies, to cover the full spectrum of their clients’ requirements.


ALC FINANCE COMPANY is one of the top 10 financial companies in Nigeria which you can always depend on. They are a creative, technology-driven financial services institution, the company’s main responsibility is the unfolding narrative of the Resilient, the Imaginative and the Equitable.


Allianzbridge Finance Limited was founded out of a need for robust project financing to assist high scale projects and businesses by empowering them to explore their opportunities. We are certified by CBN to operate as a financial institution.

Founded out of the increasing need for contractors and business owners alike to meet their various contracts, projects and business finance needs, AllianzBridge Finance Limited has been empowering her Customers to take advantage of their opportunities.


AMS Finance & Management is a financial services company, providing top-notch investment and financial solutions to our clients including individuals, corporations, and the government. This company is licensed with, and regulated by the Central Bank of Nigeria (CBN) and is also equipped with a shrewd team of professionals, who are proactively prepared to provide their clients with top-tier services.


Aquila Leasing Limited is a registered Nigerian Company established in 2008, specializing in equipment leasing for the Nigerian market. The Central Bank of Nigeria supervises the Company’s leasing activities under a Finance House License. The Company’s leasing business is further regulated by the Equipment Leasing Act of 2015.

Nigerian investors created the Company which has offered finance leases to its clientele. Over time, the Company has actively introduced new products into the market and has gained market reputation as a specialized full-fledge lease company. In 2009/2010, the Company introduced fleet management services and successfully pioneered the provision of this service to the banking sector.

Aquila now ranks amongst Nigeria’s top independent lease operators, and it is the market leader in fleet management to several sectors of the Nigerian economy including but not limited to banking sector, oil and gas, telecommunication and FMCGs.

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