Nobody knows your account better than you. That’s why you should take every good security tips for your bank account and never share your banking details, card, internet banking log in and token with anyone over the phone, SMS or email.
The goal of every bank is to protect your online safety, the confidentiality of customers account and personal data. Therefore, it important you also learn more about protecting yourself online, how to spot fraudulent e-mails, SMS and Web sites.
The best security tips for your bank account is never to share your personal bank data or open any email unless you know who the sender is.
The very act of opening an email can infect your computer with malware. Be skeptical of every email you get, and never click on suspicious links, or download suspicious attachments. If all else fails, call your bank.
Best Security Tips for your Bank Account.
Here’s how to protect your bank account from any fraudulent activities and discrepancy.
- Never give your PIN to anyone or write it on your card.
- If you see an attachment on an ATM that looks suspicious, don’t use the ATM. Notify the institution that owns the machine as soon as possible. Contact the branch location of the ATM.
- Review your monthly statements immediately and notify your bank for any discrepancy.
- Your Bank will never ask for any of these details via any form of communication: Internet Banking login, card details, PIN and codes from your token device, or total access to your account.
- Keep your ATM cards safe and do not share your personal identity number (PIN) with anyone. Do not keep any written copy of your PIN with your card. Memorize it.
- Seeing a phone number or email address you recognize does not mean it is genuine. Always give cold-callers a cold reception
- Use your hand or body to shield your PIN when you are conducting transactions at the Automated Teller Machine (ATM) or when making Point of Sale (POS) transactions at retail stores.
- Create strong passwords for your Internet Banking login and card details. Change them often.
- Check your bank account statements and card transactions regularly to make sure these only reflect transactions you have made. If you see a transaction you cannot explain, report it to the bank.
- Subscribe to SMS alerts to be delivered to your cell phone or email, so you can stay updated on your account activity.
- Always log on to our internet banking service via your bank website.
- Watch out for copycat websites. Don’t fall prey to any website that looks similar to your Bank’s website. Check the URL carefully. (https://)
How to Recognize Fraud Online.
You are the first and best layer of defense in combating online fraud. Learning to properly detect and avoid online scams is the ultimate protection against fraud. Read the tips below to help you spot potential scams.
Online fraud typically takes the form of fraudulent e-mails and Web sites. These forged means of communication often use corporate logos, colors and legal disclaimers to make them appear authentic.
How to Know Fraudulent Emails.
Fraudulent e-mails are the most common avenue of online scams. A “spoofed” e-mail is one that purports to be from a reputable source in an attempt to trick you into divulging personal or account information, sending payment, or otherwise taking an action that will result in fraud.
These attacks are common because they are low-tech and can be easily deployed on a massive scale. Even though the warning signs are there, “phishing” and scam e-mails continue to fool people.
Some of these mails also request that customers update their account records by clicking on links to fake Internet banking and Interswitch websites.
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